Article summary
- Notary fees on new-build are reduced to 2-3%, versus 7-8% for older homes.
- Three guarantees protect the buyer: completion (1 year), two-year and ten-year.
- An off-plan purchase spans 12 to 24 months, from reservation contract to delivery.
- New homes meet the RE2020 standard, cutting energy bills by 30% on average.
Why buy new-build in Île-de-France
Buying new-build appeals to a growing number of households looking for an efficient, maintenance-free home. Beyond comfort, buying a new home unlocks financial and legal benefits that older properties do not offer. The Île-de-France region concentrates a large share of new developments, driven by steady demand.
A favourable tax framework
The first advantage is reduced notary fees, lowered to 2-3% of the price versus 7-8% for older homes, a gap our notary fees calculator helps you quantify. In some zones, VAT drops to 5.5% instead of 20%. A two-year property tax exemption is also common.
The steps of an off-plan purchase
New-build is most often bought off-plan, through a VEFA (sale in a future state of completion). This process is secured by a strict legal framework: reservation contract, staged fund calls by progress and completion guarantees.
| Step | Description | Indicative timing |
|---|---|---|
| Reservation | Contract signing and deposit | Day 0 |
| Notarised deed | Signing at the notary | 2 to 4 months |
| Fund calls | Staged payments by progress | 12 to 24 months |
| Delivery | Handover and snagging | End of works |
Guarantees and financing
New-build buyers benefit from solid guarantees and can use several schemes. To build a budget, compare the options for financing a new home and estimate your borrowing capacity. Investors will also assess the tax schemes dedicated to new-build rentals.
A real estate developer in Île-de-France, Interconstruction designs new developments suited to these buying journeys.
Frequently asked questions
What are the benefits of buying new-build?
Buying new-build offers reduced notary fees (2 to 3% versus 7 to 8% for older homes), extended builder guarantees, energy performance compliant with the RE2020 standard and, in eligible zones, reduced VAT of 5.5%. A new home requires no renovation work for several years.
Which guarantees protect a new-build buyer?
Three legal guarantees apply: the completion guarantee (1 year), the two-year guarantee on equipment, and the ten-year structural guarantee. The financial completion guarantee also secures delivery of the home.
How long does it take to buy a new-build home?
Between reservation and delivery, expect around 12 to 24 months for an off-plan (VEFA) purchase, as the property is built during this period. The notarised deed is signed a few months after reservation.